Online Sparen

Anadi Online Savings Account

Get rich spoils at a simple mouse click now.


Benefit now from 0.60 % p.a. interest rate less capital gains tax (KESt.) on your deposit capital with Anadi online savings account. Secure great advantages for yourself quite comfortably and free of charge with a mouse click. From home, or wherever you happen to have time and feel like saving at the moment. Flexible, simple and always available – starting with the first Euro.

Save yourself valuable time with Online Video Legitimization and open an online savings account even faster than before.

Your advantages. For your savings goal.

  • Product advantages

    A golden interest rate less capital gains tax . Flexible deposits and no fixed terms. Available at any time you want your money.

  • Product advantages

    No fees. Account management, online banking & app, electronic account statements (pdf) – all free of charge.

  • Simply and comfortably save with online banking & app

Open an account now

Fill out the account application online
Fill out the account application online on your secure website. This saves you valuable time.

How do you want to legitimize yourself to legitimize you we identify you as a client? You have the following options:
Simple to complete - quickly and securely legitimize yourself with online video legitimization. In a few steps you can confirm your identiy online from your computer or mobile end device (tablet or smartphone)

OR, you can recieve the personal account application forms by mail. To identify yourself, send us a copy of your valid photo ID (passport or personal ID).

Sign the account application
After you have identified yourself via online video legitimization, you get your personal account application form sent to you in your online banking. Download the forms and sign with a Handy-Signatur and return them to us in online banking.

If you have chosen to receive the account application forms by mail, fill them out completely, sign them and send them to us together with a copy of your valid photo ID (passport or personal ID) in the free Anadi reply envelope.

The next step
As soon as we have received your completed application forms and reviewed them, your online savings account is activated. We inform you when the starting date for using your online savings account is.

 

Please note the following requirements for opening an online savings account:

  • Private persons
  • 18 years of age
  • Main place of residence in Austria
  • Owner of an Austrian current account in your own name
  • Opened on your own account, meaning that the online savings account can not be opened in anyone else’s name
  • For identification, an appropriate, valid photo ID (passport or personal ID)
     
Basic annual interest rate (minimum annual interest rate) 0,01 %
Voluntary annual bonus interest rate 0,59 %
Overall annual interest rate 0,60 %
 
Information concerning interest payable on the credit balance of an Anadi online savings account:

The overall interest rate is made up of a basic annual interest rate (minimum interest rate) plus a voluntary bonus annual interest rate which is added to the basic interest rate. The two rates together form the overall interest rate. The basic interest rate is the minimum interest rate in the amount of 0.01% per annum. The interest on an Anadi online savings account cannot ever fall below the basic interest rate.

The bonus interest rate is a voluntary additional interest rate paid by Austrian Anadi Bank AG. Customers have no legal entitlement to this bonus interest rate, which is variable and is calculated at the start of the agreement on the basis of the Anadi Bank Conditions for the Anadi online savings account. Customers will be informed about changes to the bonus interest rate 14 days before the changes become applicable, by email or via the website.

Maximum Deposit Limit

Please note that you may not deposit more than EUR 500,000 per person in your Anadi online savings account.

Terms and conditions for Online Saving (.pdf)
  • download
 
Account opening via online banking free of charge
Account management free of charge
Account closure free of charge
Deposits and withdrawals via online banking free of charge
Change of reference account free of charge
Changes in personal details free of charge
Minimum deposit per customer (max. five accounts per customer) EUR 10,000.00
Maximum deposit per customer (max. five accounts per customer) EUR 500,000.00
Costs of retransfer if maximum deposit is exceeded by disposal (earned interest not taken into account) EUR 3.93
Account settlement annually per 31.12.
Commitment periode payable on demand
 
Terms and conditions for Online Saving (.pdf)
  • download
 
 
 

Online banking & app: The best way never to lose sight of your savings goals again.
 

Fulfil your dreams - one step at a time.
 

 
 

More about Anadi Online Savings Account

Customer information and conditions

Below we have the most important information for you to download:

General terms of business of Austrian Anadi Bank AG (.pdf)
  • download
Terms and conditions  for Online Saving (.pdf)
  • download
Terms and conditions for Online Banking (.pdf)
  • download
Information concerning the Austrian Distance Financial Services Act (FernFinG) Anadi online products (.pdf)
  • download
For the public seeking to invest, in regard to deposit guarantee schemes and investor compensation as envisaged in §§ 38 (2), 52 ESAEG (.pdf)
  • download
FAQ deposit guarantee schemes and investor compensation (.pdf)
  • download
Annex to § 37a BWG depositor information sheet (.pdf)
  • download
General information on payment services for consumers (ZADIG) (.pdf)
  • download
Reporting duty for US American Account and custody account holders (FATCA) (.pdf)
  • download
Recommendations conerning Online Banking security (.pdf)
  • download
Information on data processing (.pdf)
  • download
How to open Anadi Online Savings Account even faster.

You have already activated the Handy-Signatur (Source: A-Trust Gesellschaft für Sicherheitssysteme im elektronischen Datenverkehr GmbH) and identified yourself with the online video legitimization. Perfect.

You are only a stone’s throw away from your Anadi online savings account.
You receive your personal account application forms from us sent to you in your Online Banking. Download the forms and sign them with Handy-Signatur before sending them back to us in Online Banking.

The next step
As soon as we have received your completed application forms and reviewed them, your online savings account is activated. We’ll inform you as soon as your online savings account is good to go.

Do you still have questions? We are pleased to be at your service.

The Customer Care Center is glad to help you at the telephone number +43 (0)50202 0 from Monday to Friday from 7:30 am to 6:00 pm.

Have your details changed?

In case anything has changed in your details, we have prepared an amendment form for you.

All information provided without guarantee, subject to alterations. The provisions of the "Kontoeröffnungsantrag Online-Sparen" (Application for opening an Online Saving) and the "Terms and conditions for Online Saving" apply exclusively.  Last updated: July 2017.

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FAQ

 

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