Kunstpfandbrief | Austrian Anadi Bank

Kunstpfandbrief Klammer

Kunstpfandbrief - Richard Klammer

20 Year Kunstpfandbrief
The perfect synergy between the benefits of the Kunstpfandbrief and the beauty of art!

The true value of art is always in the eye of the beholder. But with the Kunstpfandbrief the value is surely obvious. A comfortable investment, which in conjunction with the artwork adds value for the investor. In Austria Kunstpfandbriefe may only be issued by certain financial institutions. The Austrian Anadi Bank AG is one of these financial institutions. Therefore, it is with great pleasure that we offer our customers, in addition to the conventional Pfandbrief, also something unique. The Pfandbrief, securitised for 20 years in a work of art.

In Austria the topic of absolute security (“Mündelsicherheit”) is strictly regulated by law. Absolutely secure investments are thus distinguished by a special protection for the investor. Pfandbriefe are defined according to § 217 Z3 ABGB as absolutely secure.

The anniversary edition 2013 is a specially designed Original Artwork from the Carinthian

Artist, Richard Klammer.
Title: Abendrot.

Zero Coupon Art Mortgage Bond („Kunstpfandbrief) 2013-2020
Folder Zero Coupon Art Mortgage Bond 2013-2020
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Termsheet Zero Coupon Art Mortgage Bond 2013-2020
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Conditions Zero Coupon Art Mortgage Bond 2013-2020
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  • Secure form of investment (mündelsicher).
  • Solid basic investment in the medium to long term investment horizon.
  • Fixed duration with regular coupon payments.
  • Capital redemption with 100% * at the end of the term.
  • Collateralisation through mortgages or through receivables from public authorities.
  • The value of art Pfandbrief may fluctuate during the term, the redemption at 100% of the nominal value is only guaranteed at the end of the term.
  • Premature sale is possible at the current market price of art Pfandbrief, which is influenced by the market interest rate, liquidity, credit rating of the Austrian Anadi Bank AG and the principles of supply and demand. The Austrian Anadi Bank AG has no obligation to repurchase.
  • There is a possibility that you will get less than the invested capital after a short holding period.
  • Costs incurred, as stated in the current fee schedule, have a negative effect on earnings.
  • By purchasing you bear an issuer's risk.

At Austrian Anadi Bank we are always ready to help you.
Whether you need account assistance, product information or answers to online banking we are happy to help. Please feel free to contact us by email, telephone or get in touch with one of our branches directly.


* less CGT, corporation tax and EU withholding tax if held in a custody account. This tax information, which relates solely to the current legal situation in Austria, is not exhaustive and does not constitute a substitute for professional tax advice. In particular, the tax treatment depends on the personal circumstances of the customer in question and may be subject to future change.

Disclaimer: This is an advertising communication intended exclusively for information purposes, which is applicable exclusively in Austria and is directed only at Austrian investors. It is not under any circumstances a substitute for professional advice based on the investor and the investment product in question, or comprehensive clarification of the risks involved (each product has a different risk level). It is not an offer or request to buy or sell, or an invitation to submit an offer, or a recommendation to buy or sell. The applicable conditions for the respective bond are exclusively authoritative; these conditions (including any amendments thereto) can be obtained free of charge at any of the branches of Austrian Anadi Bank AG, Domgasse 5, 9020 Klagenfurt am Wörthersee or can be found at www.austrian-anadi- bank.com. The security that is the subject matter hereof is issued as a continuous issue within the meaning of § 3 (1) no. 3 of the Austrian Capital Market Act (KMG) and is therefore exempt from the obligation to publish a prospectus. The advertising communication is based on carefully selected sources; no guarantee is provided in regard to this advertising communication or the sources used being complete, correct and up to date. Any liability or compensation claims resulting from use or non use, or from the use of defective or incomplete information, are excluded. All opinions expressed in this advertising communication merely reflect the present value judgement of the author. Subject to alteration. Last updated March 2016. Author: Austrian Anadi Bank AG, Domgasse 5, 9020 Klagenfurt am Wörthersee, Commercial Register number FN 245157a/Klagenfurt am Wörthersee DVR: 2110537.