Leasing | Austrian Anadi Bank



Leasing - from dream car to car of your dreams in just 4 hours

In love, enganged, leased ... even if it isn´t brand new anymore.

Whichever car you lose your heart to - brand-new or used - with leasing or credit financing you can say a clear “I do” to your favourite. Put the gear lever in first gear and talk to us about the attractive loan and leasing conditions of our partner AutoBank and the leasing company of Auto Bank. The fast, unbureaucratic processing in 4 hours will inspire you. Prerequisite is a positive decision from our cooperation partner.

  • Attractive offer on lease and residual value loans, currently 2.99% p.a.* (This is a variable borrowing rate) from our partner the AutoBank
  • You can pay your dream car in instalments
  • You only pay the depreciation of the car. You keep your financial reserves
  • You can pay the residual value after the lease term and you are the owner
  • With the residual value loan you can not only finance a new vehicle, but also a used dream car
  • With a vehicle which is funded by a residual value loan, you are the owner from the outset
  • Or you can give back the car and lease a new one
  • The rates are tailored flexibly to your needs and capabilities

Here is a representative price example of a lease financing:

  • Non-binding price example*
    List price incl. optional extras: EUR 29,452.15
    Purchase price incl. optional extras**:

    EUR 25,900.00

    Down payment: EUR 0.00
    Deposit: EUR 0.00
    Residual value: EUR 6,000.00
    Final payment: EUR 6,000.00
    Kilometres per year: 20,000 km
    Calculation term: 60 Months
    Monthly leasing rate: EUR 378.48 incl. 20% VAT

*The final conditions depend on several factors including in particular your credit rating, and may be subject to further change. Before the conclusion of a leasing agreement or the issuing of a binding offer you will receive the Precontractual Information for Consumer Leasing Agreements as envisaged in the Austrian Consumer Credit Act (Verbraucherkreditgesetz, VKrG), which contains the standard precontractual information pursuant to VKrG.
**Cash payment price incl. 20% registration tax surcharge pursuant to §6 (6) of the Austrian Car Registration Tax Act (NoVAG) and also total loan/total leasing amount The total amount to be paid is EUR 29,043.88 incl. tax office charge of EUR 160.08, costs of drawing up the agreement (one-off) of EUR 175.00, and processing/provision fee of EUR 388.50 (included in the payment). The debit interest rate is 2.99 % and is calculated on a variable basis according to the 3 month EURIBOR; the effective annual interest rate is thus 4.03 %. The insurance premium for the comprehensive insurance that normally has to be taken out can vary and has therefore not been taken into account in the calculation of the above example. The total cost burden and the effective interest rate would therefore be correspondingly higher.

How can I insure my leased car?

We can assist in obtaining insurance quotes, so that your car is fully insured.

Where can I buy my leased car?

At any car dealer, however, the car must be leasable.

Where can I have my leased car reparied?

Preferably by a mechanic you trust. You are free to choose a garage.

At Austrian Anadi Bank we are always ready to help you.
Whether you need account assistance, product information or answers to online banking we are happy to help. Please feel free to contact us by email, telephone or get in touch with one of our branches directly.